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#goal-based investing

2 articles

A three-rung ladder with gold discs on each rung leaning against a parchment wall beside a green plant

The 12% SIP Assumption: How to Build a Goal Plan That Still Works at 8%

Is a 12% SIP return realistic? Test three goals at 8%, 10% and 12% with the Goal Stress Ladder and see how much the monthly SIP changes.

A straight gold line and a jagged green line on a parchment chart, both ending at the same point

Will Your Mutual Fund Returns Be the Same Every Year? What to Plan For Instead

No, mutual fund returns do not repeat every year. See 14 years of Nifty data, a worked SIP example and a simple way to plan when returns are uneven.